Forex Trading In Urdu By Shahid Memon Hospital Karachi

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Ini adalah logam yang paling mudah dibentuk dan lentur dari semua logam. Satu gram dapat dipukul menjadi selembar 1 meter persegi, atau satu ons menjadi 300 persegi. Kaki Emas daun dapat dipukul cukup tipis untuk menjadi tembus Lampu yang ditransmisikan tampak biru kehijauan, karena emas sangat memantulkan warna kuning dan merah 2 Lembaran semi-transparan semacam itu juga sangat memantulkan cahaya inframerah, membuatnya berguna sebagai pelindung panas radiasi inframerah di penghalang panas - Pakaian tahan, dan pelindung sinar matahari untuk penerangan luar angkasa. Dimana sebagian besar logam murni lainnya berwarna abu-abu atau putih keperakan, emas berwarna kuning. Karena kelembutan emas 24k murni, biasanya paduannya Dengan logam dasar untuk digunakan dalam perhiasan, mengubah kekerasan dan keuletan, titik leleh, warna dan sifat lainnya. Paduan dengan karat rendah, biasanya 22 k, 18 k, 14k atau 10k, mengandung persentase tembaga, logam mulia atau perak atau paladium yang lebih tinggi Paduan Tembaga adalah logam dasar yang paling umum digunakan, menghasilkan warna merah tua Karbon delapan belas karat yang mengandung 25 tembaga ditemukan di perhiasan antik dan Rusia dan memiliki pemantik tembaga berbeda, meski tidak dominan, menghasilkan emas mawar Emas emas empat belas karat Paduan hampir identik warnanya dengan paduan perunggu tertentu, dan keduanya bisa digunakan untuk menghasilkan keping polisi, dan juga yang lainnya. Emas biru bisa dibuat dengan paduan dengan besi dan emas ungu bisa dibuat dengan paduan aluminium, meski jarang dilakukan kecuali Pada perhiasan khusus Emas biru lebih rapuh dan karena itu lebih sulit untuk bekerja dengan saat membuat perhiasan Empat belas dan delapan belas karat paduan emas dengan perak saja tampil kuning kehijauan dan disebut sebagai gol hijau. D Paduan emas putih dapat dibuat dengan paladium atau nikel Emas putih 18 karat yang mengandung 17 3 nikel, 5 5 seng dan 2 2 tembaga berwarna keperakan dalam nikel Nikel beracun, bagaimanapun, dan pelepasannya dari emas putih nikel dikendalikan oleh undang-undang di Eropa Paduan emas putih alternatif tersedia berdasarkan logam paladium, perak dan logam putih lainnya, 12 namun paduan paladium lebih mahal daripada yang menggunakan nikel. Karbon putih karat tinggi jauh lebih tahan terhadap korosi daripada perak murni atau perak murni. Kerajinan bahasa Jepang Mokume-gane mengeksploitasi warna kontras antara paduan emas berlapis emas untuk menghasilkan efek biji-bijian kayu dekoratif. Tingkat pemotongan dalam Rupee per 10 gram. pada 10 Agustus 2010 KARACHI Gold Tezabi 24-ct Rs 32,764 Silver Tezabi Rs 480 00 MULTAN Emas Tezabi 24-ct Rs 32,320 Emas Tezabi 22-ct Rs 29,550 Silver Tezabi Rs 488 00 Silver Thobi Rs 486 00.Prize Bonds List. prize daftar obligasi tersedia bentuk bank tabungan nasional bond adalah invesme yang sangat bagus. Nt dan melalui orang-orang itu membuat kaya dan mimpinya datang jumlah obligasi awal adalah 40000 dan jumlah akhir adalah 200 orang kaya membeli obligasi hadiah dan orang miskin juga membeli hadiah hadiah obligasi berubah dari bank manapun Pakistan dan tidak ada biaya pendidikannya. Daftar hadiah juga tersedia situs tabungan nasional. Prize Bond adalah investasi emas. Bonding adalah kesempatan emas dan investasi minimum melalui orang miskin menjadi kaya. 200, Rs 750, Rs 1.500, Rs 7.500, Rs 15.000 dan Rs 40.000 Obligasi ini adalah Yang dikeluarkan secara seri Setiap seri terdiri dari satu kurang dari 1.000.000 obligasi Tidak ada pengembalian tetap yang dibayarkan namun undian menarik diadakan setiap tiga bulan. Hasil undian diadakan dengan metode umum dan jumlah hadiah sama untuk setiap seri. Artinya, jika 50 seri Rs 200 Hadiah Obligasi sedang beredar Kemudian pada masing-masing seri kami memiliki 50 pemenang hadiah pertama dan 150 pemenang Hadiah kedua dan seterusnya. Skema Bond Bond adalah satu-satunya sumber sah bagi peluang investasi orang miskin dan kelas menengah ke b Ecome kaya semalam dan mewujudkan impian mereka Hadiah obligasi menawarkan pilihan investasi dan jauh lebih baik maka investasi forex tapi skema ini telah diabaikan dengan sangat baik, Baru-baru ini, tingkat keuntungan pada lima skema tabungan yaitu Skema Tabungan Pertahanan DSS, Sertifikat Pendapatan Reguler RIC, Behbood Sertifikat Tabungan BSC, Tabungan SA dan Sertifikat Tabungan Khusus SSC telah meningkat sebesar 8 sampai 50 basis poin namun Skema Obligasi Hadiah tidak dipertimbangkan sama sekali Tragisnya, kenaikan tingkat keuntungan pada skema yang disebutkan di atas tidak akan mengurangi iuran sebesar Rs 150 Miliar atau lebih karena Sertifikat Saving Defence yang jatuh tempo dalam Skema Hadiah Prize di masa depan adalah satu-satunya penyelamat dalam hal ini, yang diberikan dan mereka menyukai saran bayi berikut yang patut diterapkan Berikut adalah beberapa detail hadiah untuk Anda Hadiah baru yang meningkat dan direvisi Pada masing-masing hadiah obligasi dijelaskan di bawah ini. Untuk Rs 40.000 Hadiah 1 Rs 75.000.000 1 Hadiah 2st Hadiah Rs 25.000.000 3 Hadiah 3 Hadiah Rs 500.000 1696 Hadiah. Untuk Rs 15.000 Hadiah Pertama Rs 30.000.000 1 Hadiah 2st Hadiah Rs 10.000.000 3 Hadiah Hadiah ke-3 Rs 185.000 1696 Hadiah. Untuk Rs 7,500 Hadiah Pertama Rs 15.000.000 1 Hadiah 2st Hadiah Rs 5.000.000 3 Hadiah Hadiah ke-3 Rs 93.000 1696 Hadiah. Untuk Rs 1.500 Hadiah 1 Rs 3.000.000 1 Hadiah 2st Hadiah Rs 1.000.000 3 Hadiah Hadiah ke-3 Rs 18,500 1696 Hadiah. Untuk Rs 750 Hadiah Pertama Rs 1.500.000 1 Hadiah 2st Hadiah Rs 500.000 3 Hadiah Hadiah ke-3 Rs 9.300 1696 Hadiah. Untuk Rs 200 Hadiah 1 Rs 750.000 1 Hadiah 2st Hadiah Rs 250.000 5 Hadiah Hadiah ke-3 Rs 1.250 2394 Hadiah. Bank Negara Pakistan menyuntikkan 120 miliar mengatasi krisis likuiditas. Bank of Pakistan telah mengumumkan Rs 120 miliar untuk larangan komersial. Pasar keuangan di negara-negara berkembang seperti Pakistan dan India adalah Tidak setua di negara-negara maju Barat Mata uang negara daripada reputasi di negara-negara Barat sebagai likuiditas dan karena itu tidak dianggap menarik untuk keuntungan pasar Forex. Misalnya, dolar AS Terlibat dalam hampir 80 dari semua transaksi valuta asing yang terjadi di seluruh dunia setiap hari Selain tanda Jerman, pound Inggris, Swiss franc, yen Jepang, antara lain terlibat dalam volume transaksi yang signifikan Fitur umum dalam mata uang ini, ekonomi Milik waktu yang berkembang dengan baik dan relatif stabil Di negara berkembang, masalah internal seperti inflasi, ketidakstabilan politik, penurunan ekspor dapat mengurangi nilai mata uangnya dalam kaitannya dengan orang lain. Pada tahun 2008, cadangan devisa Pakistan turun drastis. Mempengaruhi nilai tukar rupee Pakistan dan permintaan pinjaman dari Dana Moneter Internasional telah disetujui rupee Pakistan dihargai pada tahun 2009, namun tidak pada tingkat sebelumnya Jenis pinjaman internasional dan investasi asing di Meksiko, yang mempengaruhi sejumlah transaksi dan Ada peluang untuk mendapatkan keuntungan. Fluktuasi nilai tukar akan selalu ada, dalam mata uang lain Daripada tingkat umum atau depresiasi Salah satu alasan utama rendahnya likuiditas koin adalah bahwa negara tersebut dapat menghasilkan produk yang diinginkan di negara lain, terutama produk yang menghasilkan dan menawarkan produk ke Negara Pakistan di negara manapun, seperti mengembangkan Pakistan Kami Harus selalu ingat bahwa kerja keras untuk menganalisa tren dan mengumpulkan informasi dari sumber adalah kunci sukses dalam investasi atau perdagangan.1 Grup Nishat. Muhammad Mansha Yaha adalah kapten kapal indah ini yang memiliki sekitar 30 perusahaan di atas kapal Mansha, yang Memiliki Bank Komersial Muslim juga, sekarang mendirikan satu miliar rupee 17 m proyek karung kertas juga Dia adalah salah satu orang terkaya Pakistan di sekitar Nishat Group adalah keluarga terkaya ke 15 di negara itu pada tahun 1970, 6 pada tahun 1990 dan Nomor 1 pada tahun 1997 Mansha adalah Di dewan hampir 50 perusahaan Chinioti oleh klan, Mansha menikah dengan putri Yousaf Saigol Dia dianggap telah melakukan investasi di banyak bursa, mata uang dan pertukaran logam baik di dalam maupun di luar Pakistan telah memiliki banyak keberuntungan dalam banyak kesempatan dalam hidup dan baru-baru ini mendapatkan penghargaan sipil tertinggi Pakistan oleh Presiden Musharraf Dia juga bisa membeli Bank Bersatu, tapi siapa yang tidak memiliki musuh Nishat Group terdiri dari tekstil, semen , Perusahaan leasing, asuransi dan manajemen Jika Mansha digigit oleh tugas nasionalisasi Bhutto tahun 1970, teman-temannya mengira dia diberi kompensasi oleh program denasionalisasi Nawaz Sharif untuk efek yang sangat baik Tidak ada yang menghentikan Mansha dan dia masih dalam perjalanan.2 Kelompok Jang. Kekaisaran media besar ini didirikan oleh almarhum Mir Khalil-ur-Rehman sekitar enam dekade yang lalu. Saat ini, sekitar 10 surat kabar teratas dan proyek TV GEO multi-miliar rupee dijalankan oleh Mir Shakeel-ur-Rehman, Mir Khalil Anak laki-laki cerdas, yang memiliki banyak proyek yang berkaitan dengan real estat di bawah ikat pinggangnya juga Meskipun dia bisa sangat sederhana, Shakeel diketahui telah membawa perdana menteri negara bagian-dalam pergumulannya dengan Nawaz Sharif pada tahun 1999 berbicara tentang Kandang pengaruhnya yang tak tertandingi di semua tempat domestik dan internasional yang penting, Shakeel adalah salah satu barawan media Asia yang paling terkenal, yang surat kabarnya telah berfungsi sebagai tempat pembibitan pengembangbiakan jurnalis top negara yang diinvestasikannya secara besar-besaran dalam bisnis saham secara teratur. Adik laki-lakinya Mir Javed ur Rehman dan anak laki-laki yang lembut, Mir Ibrahim, juga membantunya dalam bisnis. Keanggunan tersebut telah menjadi pengaruhnya bahwa kadang-kadang, beberapa pemerintah memilih untuk mengambil beberapa pegawainya sebagai menteri The Group, seperti yang disetujui kebanyakan politisi, telah berperan penting dalam keduanya. Menggulingkan dan membangun pemerintahan di Pakistan selama beberapa dekade sekarang Limelight adalah produk yang dia jual tapi tidak suka mencicipi buah kebunnya sendiri.3 Kelompok Hashoo. Dilaris oleh Saddaruddin Haswani vintage, Grup Hashoo lebih dikenal karena dominasinya di Industri hotel Pakistan, meskipun orang-orang yang tahu sedikit lebih banyak tentang Hashwanis memiliki kekuatan dalam bisnis real estat juga Hashwanis terlibat dalam tr Ading dari biji kapas dan baja dan sampai nasionalisasi ekspor kapas pada tahun 1974, mereka secara luas dijuluki sebagai Raja Kapas Pakistan Hari ini, kelompok ini unggul dalam ekspor beras, gandum, kapas dan barley. Ini memiliki unit tekstil, selain memiliki Menginvestasikan miliaran dolar di tambang, hotel mineral, asuransi, baterai, tembakau, properti hunian, konstruksi, teknik dan teknologi informasi Pada tahun 1984, Hashwani mengalahkan Lakhanis dalam tawaran untuk Premier Tobacco namun ditangkap bersama dengan saudaranya Akbar pada tahun 1986 karena diduga melanggar bea cukai. Tugas pada rokok Sadarduddin saudara laki-laki Akbar dan anak-anak dari seorang almarhum Hassan Ali Hashwani bersama-sama mengelola sekitar 45 perusahaan Akbar menjalankan Grup Hashwani kedua Dia adalah salah satu tokoh paling terkenal di Pakistan yang merupakan undangan reguler di Enklave Diplomatik Daftar petinggi lokal dan internasional yang diketahui secara pribadi untuk Hashwani tidak ada habisnya.4 Grup Paket. Benih dari kerajaan besar ini ditaburkan. Oleh Syed Maratib All, pemasok terkenal untuk Angkatan Darat Inggris dan Kereta Api India sebelum partisi Kelompok ini meluncurkan usaha patungan dengan Lever Brothers segera setelah tahun 1947, namun produksi besar Perusahaan Tembakau Pakistan kemudian dilaporkan membuat Syed Maratib Semua dan anak laki-laki menginstal sebuah Unit kemasan oleh Nama-nama Paket Dua putra Maratib-Syed Amjad Ali dan Syed Babar Ali tetap menjadi menteri keuangan Pakistan dan dua anak cucunya yang terkenal - Syeda Abida Hussain dan Syed Fakhar Imam - adalah pendukung politik yang tidak memerlukan pengakuan. Syed Amjad Ali adalah Duta Besar pertama Pakistan untuk Perserikatan Bangsa-Bangsa, sementara Syed Babar Ali adalah kekuatan di balik pembentukan LUMS Kelompok yang memiliki Nestle Pakistan juga yang dijalankan oleh Syed Yawar Ali Syed Babar Ali juga telah menjabat sebagai Chairman National Fertilizer Korporat selama rezim Bhutto juga dan telah menjadi Ketua Hoeist Pakistan, Lever Brothers dan Siemen Kelompok ini juga memperoleh sejumlah tanaman Coca Cola Di Pakistan Merek terkenalnya termasuk Nestle Milk Pak, Treet, Mitchells dan Tri Pack Films. Sektor ini memiliki saham di sektor tekstil, susu, pertanian dan beras juga. Kontribusi kelompok terhadap penyebab Pakistan yang independen belum pernah terjadi sebelumnya.5 Rumah Habib. Legenda mengatakan bahwa Dewi Kekayaan telah jatuh cinta dengan Habib yang dibumbui lebih banyak daripada orang lain di Pakistan. Sebagian besar pakar percaya bahwa Habib memiliki setidaknya 100 perusahaan di seluruh dunia, namun kandungan mega taipan ini tidak pernah bermegah, sesuatu yang telah dibuat. Itu menanjak paling untuk memprediksi tentang posisi keuangan mereka Kelompok industri ini didirikan oleh Seth Habib Mitha, lahir tahun 1878 kepada Esmail Ali-pemilik pabrik di Bombay Kekuatan finansial Habib dapat diukur dari kenyataan bahwa Muhammad Ali Habib memberi Periksakan Rs 80 juta kepada Quaid-e-Azam pada tahun 1948 pada saat pemerintah Pakistan tidak memiliki uang karena keterlambatan transfer saham Pakistan sebesar Rs 750 juta oleh Reserve Bank of India Mereka memiliki kantor di Eropa pada tahun 1912 Mereka mendirikan Bank Habib pada tahun 1941 Mereka memiliki Habib Bank AG Zurich, Bank Al-Habib, Indus Motors yang mengumpulkan mobil Corolla dan banyak lusinan unit di sektor seperti rami, kantong kertas, mineral, baja, Ubin, gula sintetis, kaca, konstruksi, beton, autos pertanian, perbankan, minyak, komputer, musik, kertas, paket, leasing dan manajemen modal. Habib saat ini dikepalai oleh Rafiq Habib dan Rashid Habib dalam dua kelompok yang berbeda. Apa yang membuat mereka pemain yang sangat berpengaruh Sepanjang masa adalah kenyataan bahwa bagi puluhan pebisnis papan atas saat ini, Habib adalah mitos belaka. Semigol awalnya berasal dari Jehlum Pelopor dinasti Saigol pada tahun 1890 adalah Amin Saigol yang mendirikan toko sepatu yang akhirnya berubah menjadi Kohinoor Rubber Works. Kemudian, Kali melihat mereka bersinar secara harfiah seperti Kohinoor sampai kemajuan mereka oleh Nasionalisasi di mana mereka kehilangan dua pertiga dari kekayaan mereka Saigols mendapat trifurcated pada tahun 1976 dan 15 keturunan Amin Saigols Anak laki-laki tur mendapat saham Nama Saigols telah digunakan di belahan dunia ini sebagai perumpamaan yang menggambarkan kuantum kekayaan Yousaf Saigol, bersama dengan saudara laki-lakinya Sayeed Saigol, Bashir Saigol dan Gul Saigol kemudian memberi makan tanaman yang sangat baik Pada tahun 1948, Saigols mendirikan Pabrik Tekstil Kohinoor dengan biaya Rs 8 juta dan kelompok ini kebetulan adalah yang pertama membuka LC dengan Bank Negara Pakistan Mereka membeli United Bank pada tahun 1959 dan kemudian menyaksikan lima unit mereka dinasionalisasi Mereka tinggal di Arab Saudi. Selama rezim Bhutto Hari ini, sepupu Tariq dan Nasim memegang benteng keluarga bersama-sama dan telah naik ke ketinggian yang belum pernah terjadi sebelumnya dalam kapasitas individual NAB menghantui Nasim tapi Tariq menghabiskan lebih banyak jeruk nipis untuk menerima atau menolak slot berharga di mana-mana Tariq adalah salah satu bisnis terbaik. Otak sekitar.7 Kelompok Nawa-E-Waqt. Nizamis mungkin bukan Rockefeller atau Sheikh Muhammad, tapi mengarahkan kustodian kerajaan media yang sangat berpengaruh. Sejak media saya S sekarang mulai diklasifikasikan sebagai bisnis yang sangat serius, pengaruh kepala kelompok ini Majid Nizami dan keponakannya Arif Nizami di hampir setiap bidang atau masyarakat Pakistan diakui secara luas Dampak kelompok ini telah berhasil menciptakan skenario politik Pakistan. Sejak tahun 1947 belum pernah terjadi sebelumnya Kelompok ini menjalankan dua surat kabar yang berharga - bahasa Urdu Nawa-i-Waqt dan The Nation English Selain menerbitkan beberapa bulan dan mingguan lainnya, mereka juga merupakan pelanggan serius untuk saluran media elektronik yang berasal dari Sangla Hill, seorang pemuda Hameed Nizami late went out taking a paper that was badly needed by the Muslims of India during the Pakistan Movement Hameed was a renowned student leader in the sub-continent who only gained proximity with the Quaid-c-Azam because of his distinct and selfless for an independent Pakistan Though Hameed died very young in 1962, he gave Majid Nizami a rich legacy to take care of The youngest Nizami, Khalil, died some years ago and was also part of th is illustrious group Out of Hameed Nizami s three sons-Shoaib, Arif and Tahir, only Arif has followed in his father s footsteps and is the sitting President 0f All Pakistan Newspaper Society APNS Nizamis are a 60-year old entity too.8 The Saif Group. Is owned and operated by the sons of famous NWFP lady politician Begum Kalsum Saifullah Her eldest son Javid Saifullah heads Ibis very powerful business group Javid obtained his Master degree in Business Administration from the University of Pittsburgh, USA in 1973, followed by diversified experience of over 30 years in textiles, telecommunication, cement and Information Technology He also remained the Chairman of All Pakistan Textile Mills Association APTMA for two years and NWFP for seven years He has also been the member Task Force IT Telecommunication Advisory Board, Ministry of Science and Technology, Member of Task Force Liberalization Privatization of Pakistan Telecommunication Company Limited , Ministry of Science Technology Javed S aifullah Khan is looking after the group businesses for the past 20 years Saifullahs are in power always, in one form or the other Javaid s brothers Anwar Saifullah, Khan Former Federal Minister , Salim Saifullah Khan king-maker in NWFP polities and Osman Saifullah another APTMA wizard have very close family ties with a lot of key politicians in the country, besides being related directly or indirectly through marriages to the families of a few leading and famous Army Generals who ruled Pakistan.9 The Crescent Group. The history of this group dates back to 1910 when Shams Din of Chiniot and his four sons came into business with a tannery at Amritsar This family was allotted 125 acres in Faisalabad in lieu of their left-over property in India These brothers Muhammad Antis, Muhammad Bashir, Fazal Karim and Muhammad Shafi-then ruse up to become country s largest textile exporters They had initially set up the Mohammad Amin-Muhammad Bashir Limited for export of cotton and import of various products Having more than two dozen concerns in its fold, Crescent is majestic force to reckon with This empire serves as the best example of cohesion among cousins, uncles and nephews Altaf Saleem of this group has enjoyed the slot of Chairman Privatisation Commission during the Musharraf regime, but has not been accused of any bungling during despite having served on a Prized slot The group today owns numerous textile, steel, sugar, modaraba, food, leasing, knitwear, software, power, chemical, banking and investment units They are one of the richest people in the country for the last 40 odd years This Chinioti Sheikh family has lived up with quite a wonderful reputation, bearing an excellent record with its creditors throughout its history Men running Crescent do not have to make contacts, for the privilege comes to them naturally.10 The Monnoo Group. The Monnoo dynasty was founded by two brothers-Dust Muhammad and Nazir Hussain in 1905 at Calcutta The first unit owned by the Monnoos was the Olympia Rubber Works And then time saw the Monnoos setting up sonic 20 textile mills in succession Former President Shahzada Alam Monnoo is the man behind the strength of this group-known more for its achievements in the textile sector Munnoos have been a symbol of wealth during the last 65 years or so Shahzada s brothers Jahengir and Kaiser are assisting him in business, while silting APTMA Central Chairman Waqar Monnoo also hails from this magnificent group In East Pakistan, Monnoos had also left a few power, feed, textile and agriculture-related units some nine in all Their elder Munir Monnoo, after leaving East Pakistan, had set up looms at Faisalabad Shahzada Alum Monnoo, perhaps the well-dressed man in the country along with Saddar-ud-Din Hashwani, is no alien for any ruler The Monnoos are Chiniotis too Shahzada Alum Monnoo, after some break, is again active in the politics of Lahore Chamber while Jahengir Monnoo is siding with Waqar Monnoo in latter s vicious battle of e go with Messrs Tariq Saigol and Mian Mansha They star in business politics of and on, but seem to have Inst the taste of ii somehow Perhaps had enough of salutes.11 The Dewan Group. Dewan Yousaf Farooqui The mentor of this group has been the Sindh Minister for Local Bodies Industries, Labour, Transport, Mines Minerals Holding of so many portfolios by a single man bears ample testimony to the fact that the Dewans keep a leg sticking in polities too The Dewan Mushtaq Group is one of the Pakistan s largest industrial conglomerates in sectors like polyester acrylic fiber, manufacturing and automotives Six of their companies are listed at the Karachi stock Exchange and one at the Luxembourg bourse Dewan Farooqui Motors assembles around 10,000 cars annually under technical license agreement with Hyundai and Kia Motors of Korea The Dewan Salman Fiber is the pride of this empire as it ranks 11th in the world in total production capacity The group owns three textile units, a motorcycle manufactu ring concern and the largest sugar unit in the country Dewans also have business interests in India They possess dozens of millions of shares of Saudi Cement and Pak land Cement They finance some 40 medical dispensaries and over a dozen schools, apart from funding roads drinking water and Bio-energy infrastructures Dewans arc on their way building a 1O million SME Resources with IFC investment of 3 million The Dewans enjoy massive influence in the engineering sector.12 The Lakson Group. The Lakhanis are currently having a hard time at the hands of NAB Sultan Lakhani and his three brothers run this prestigious group and the chain of McDonald s restaurants in Pakistan NAB has alleged the Lakhanis of having created phoney companies through worthless directors and raised massive loans from various banks and financial institutions Sultan is currently abroad after having served a jail term with younger sibling Amin, though the latter was released much earlier NAB had reportedly demanded Rs 7 billion from Lakhanis, but later agreed they pay only Rs 1 5 billion over a 10-year period Lakhanis, like their arch-rivals Hashwanis, are the most well-known of all Ismaeli tycoons Their stakes range from media, tobacco, paper, chemicals and surgical equipment to cotton, packaging, insurance, detergents and other house-hold items, many of which are joint ventures with leading international conglomerates Though Lakhanis are in turbulent waters currently, the success that greeted them during the last 25 years especially has been tremendous They have rifts with large business empires despite being known fur their genteel nature Whether it is any government in Sindh or at the Federal level, Lakhanis have had trusted friends everywhere, though the present era has proved a painful exception.13 The Sapphire Group. Headed by a veteran industrialist Mian Abdullah, this splendid empire owns 11 yarn spinning plants producing 60,000 tonnes of yarn annually , 3 woven plants of greige fabric produci ng 50 million metres annually , one yarn dyeing plant capacity 5 tonnes per day , one knitting unit 10 tonnes per day , one knitted fabric dyeing plant 10 tonnes per day , one woven fabric dyeing and finishing plant 1 2 million metres per month and three power plants having the capability to produce 40 MW of energy Sapphire forms synergies with off-shore garments companies The group markets its products in biggest brand names in Asia, Europe, Australia and North America Sapphire started with one spinning mill in 1969 and employs over 10,000 people and has an annual turnover of 219 million Mian Abdullah s repute can be gauged from the fact during the October 2003 minis at APTMA, more than 1000 textile millers bad tendered their resignations against incumbent Chief Waqar Monnoo to him Dozens of leading tycoons had proposed his name to head APTMA in case of an interim setup Having an influence among textile millers is no easy job but Mian Abdullah stands privileged in this context He is o ften seen part of the entourages of key business leaders to foreign countries and provides input to fellow colleagues whenever requested.14 The Dawood Group. Was ranked Pakistan s biggest group in 1970, 3rd in 1990 and 15th in 1997 like all Nationalization and the East Pakistan tragedy trampled all over the Dawoods too Today, the original Dawood Group stands split in three factions The owners of this empire refrained from opening any unit for a good part of some 20 odd years This group was founded by Ahmed Dawood, but later the dynasty found itself divided among the three Dawood brothers-Ahmad Sadiq and Suleman, The key players in this group led lives in exile during the Bhutto regime Former Federal Minister fur Commerce and Trade Razzak Dawood, the son of the late Suleman Dawned runs the Descon Engineering and a few other units dealing in manufacturing refrigerators and other consumer products Hussain Dawuod, sun of Ahmed Dawood, has already rendered meritorious philanthropic services in the field of education by supporting brilliant and needy students Hussain runs Dawood Hercules, some modaraba companies and a few textile units The Sadiq Dawned Group owns a few leasing, modaraba and insurance concerns too, apart from the Dawood Yamaha Sadiq Dawood s decision to become an MNA in 1951 and Treasurer Pakistan Muslim League during Ayub s rule certainly benefited the Dawoods.15 The Best Way Group. Sir Anwar Pervaiz is the Chairman of Bestway Group which started off as a specialist Asian food store in West London in 1962 More retail units followed and by the early l970 s the group had opened ten general food stores He may easily be dubbed the richest Pakistani The Bestway Group moved into the wholesale business in 1976 when its first Bestway cash and carry warehouse was established in London Rapid expansion in wholesaling followed during the 1980 s and 1990 s, and to date, the Bestway Group comprises of about 30 The Bestway Group moved into the cement business in 1995 when it decided to set up cement manufacturing plant in Pakistan at a cost of 120 million In 2002, the Bestway Group acquired a 25 5 stake in United Bank Limited Today, the Bestway Group has a diversified portfolio, with interests in cash carry wholesale, property investments, retail outlets, milling of rice, lentils and pulses, cement production and more recently into banking The group s total sales amounted to in excess of 1 billion for the year ended 30th June 2002 The group provides direct employment to over 2300 people.16 The Haroon Family. Headed by Yusuf Haroon, 9l, the former Sindh Chief Minister and Governor West Pakistan, this family owns The Herald Group of publications which includes the Daily Dawn, Monthly Herald, Aurora and Spider magazines When he rose to Karachi s Mayorship, Yousaf was the youngest Mayor in sub-continent s history This prominent scion of the Memon clan had remained a strong believer that General Zia-ul-Haq bad launched systematic discrimination against the K arachi businessmen that made the Memons fly outside Pakistan with their money Yosaf s younger brother Mabmood has also remained Sindh s Governor, besides having served as ADC to Quaid-Azam at the age of 17 The Haroons wealthiest in the country once, are prominent media barons of today who enjoy unmatched influence in country s political and business arena Sir Abdullah Haroon, father of Yousaf and Mahmood, bad died in 1942, but sot before he had devoted his residence for the cause of Pakistan Handling both business and politics at the same time never seemed tough job for the disciplined sons of Sir Abdullah Haroon Yousaf Haroon also served a country s High Commissioner to Australia The great grandfathers of the Haroons had migrated to Karachi some 150 years ago where they made fortunes in clothing and sugar trades.17 The Yunus Brothers. The Chairman of this group is Abdul Razzak Tabba This group owns one of the largest warehouses textile products in Pakistan The concerns falling under th e ambit of the Younus Brothers are Fazal Textiles, Gadoon Textiles, Lucky Cement, Lucky Energy, Lucky Power-Tech, Lucky Textiles, Younus Textiles, Security Electric Power Company and Younus Brothers etc Razzak Tabba is an active player in the politics of the prestigious All Pakistan Textile Mills Association APTMA too, apart from assuming a king-maker s role in the political arena of the FPCCI Tabba came to more limelight last year when he hosted very heavily attended dinners in honour of the textile magnates from all across the country, while siding with Messrs Tariq Saigol and Mian Mansha in their battle against the APTMA Chief Waqar Monnno He is quite a philanthropist too and has initiated various welfare projects for his Memon community in Karachi and Sindh He frequently stars in the community welfare programmes held under the auspices of the Asia Tabba Foundation, World Memon Foundation and the Kathiawar Cooperative Housing society etc Tabba is a man who likes to keep away from ca mera and despite all his influence and riches-something which has made him earn tots of respect.18 Gul Ahmad Al-Karam Group. Gut Ahmad is one of the most vibrant Memon business houses in the country that was founded by Haji Mohammad Pakolawala, but is now split between Gul Ahmad and Al-Karam Group of Industries While Gul Ahmad is headed by Bashir Al Muhammad, the Al-Karam faction is controlled by Umar Haji Karim In 1953, Gul Ahmad was incorporated as a private limited company with a capital of Rs eight million Gul Ahmad is presently a composite unit with an installed capacity of 88,000 spindles, 108 air-jet looms and 297 conventional looms The group has been a pioneer in the field of power generation as well Gul Ahmad s directors have held top positions in various textile bodies, export committees, besides having assisted government of Pakistan in few major talks with EU and US The group is set to launch the Excel Insurance Company shortly as required licenses documentation stands done Al-Karam, on be other hand, is one of the largest textile concerns in Pakistan producing superior quality yarn, apart from having Amna Industries, Orient Textiles, Imran Crown Cork, Gul Agencies, Dabheji Salt Works and Pakistan Synthetics in its wallet It owns a dairy-related establishment too by the name of Pakistan Dairy Products Limited During Moeen Qureshi s tenure, Alt Muhammad was appointed Vice Chairman of Export Promotion Bureau.19 The Bawany Group. Bawany dynasty was founded by two Bawany brothers, Ahmad Karim Ebrahim Bawany and Abdul Latif Ibrahim Bawany born in 1882 and 1890 respectively at Jetpur, Kathiawar, who had migrated to Burma towards end the end of 19th century and set up Ahmad Violin Hosiery Works in Rangoon In 1947, they migrated to Pakistan It was perhaps in memory of the Hosiery Mills at Rangoon that a company with the same name was incorporated in Karachi and is doing a flourishing business The name Bawany has its origin in the name of an elder of the family, wh o was known for his honesty and hard work in home-town Jetpur They were the first among the Memons to open a purchase office in Japan and nre currently active in textiles, jute, sugar, particle board, Oxygen, leather, garments, tanneries and cables Bawanis are known to have maite night investment decisions at the right time and their contemperaine still acknowledge them for his quality Bawanis are known to have made right investments us the right time-something their contemporaries acknowledge.20 The Servis Group. Shahid Hussain is the Chairman of this massive foot-wear giant whicb now is neck-deep in textile business too Shahid has replaced Ch Ahmad Saeed sitting PIA Chairman as the Servis boss Both Chaudhary Ahmed Saeed and President General Musharraf happen to be old friends from their Forman Christian College days Ch Ahmad Saeed s younger brother Chaudhary Ahmed Multhtar is a well-known Pakistan Peoples Party leader who has been the Federal Commerce Minister of Pakistan during one o f the two tenures of two-time ex-Premier Benazir Bhutto Ch Ahmad Saeed s son Arif Saeed is Chairman APTMA Punjab and is siding with his Central Chief Waqar Munnoo against a huge number of textile gurus The Servis Group operates in sectors like shoes, tyres, cotton yarn, leather, syringes and retailing The political constituency of these politicians-cum-businessmen also happens in be the feud-ridden Gujrat district of Punjab where Ahmed Mukhtar sometimes emerges triumphant against President Pakistan Muslim League Ch Shujaat Hussain, and at times loses the support of voters for a National Assembly seat It is this proximity with various regimes that the Servis Group bus been rated so highly And then, even if alleged for a white-collard crime, these Servis guys remain relatively comfortable-courtesy their clout as a political-cum-business family.21 The Tata Family. Do not confuse the Tatas in Pakistan with their name-sake market leaders in India Having migrated from Nepal Mehboob Elahi star ted with a tannery in Bangladesh much before 1971 but his five Sons Mehboob lqbal Tata Chairman Jinnah Hospital Lahore Riaz Tata President FPCCI Anwar Tata Former Chairman APTMA , Khalid Tata and ljaz Tate together built 15 odd units, ably supported by the third generation scions like Shahid, Masud and Hasan Tata Tatas are in textile spinning, weaving, denim, woven, knitwear, leather and energy business Having annual turnover in excess of Rs 1 5 billion, this Chinioti family too traces its presence in business as early as 200 years from now Bound in a cohesive bond, each of the Tatas heads a separate unit The sitting Federation President Riaz Tata heads the Naveena Exports Division and despite having faced some tough times at the top slot in the apex body Pakistan s key business leader is holding his throne tightly, though there have been occasions when he Riaz Tata seriously thought in terms of vacating office due to business pre-occupation But the mammoth number of colleagues and fri ends around him barred him from doing so The vintage Tatas overall lead unassuming life styles They love to remain in low key but prove their worth when times demand.22 The Alam Group. This establishment comprising three leather and two textile units is led by former President Karachi Chamber Shahzada Alam, elder brother of sitting Vice President FPCCI and Senior Vice chairman Pak-USA Business Council Arshad Alam Messrs Leather Connections, a joint venture with a UK conglomerate, is one of those units managed by this group which happens to be Pakistan s largest exporter of value-added leather products While Leather Connections is looked after by Arshad Alam s son Khurshid Alam, the textile arm of this group is supervised by Faraz Alam son of Shafiq Alam, the youngest Alam brother The family has also made huge investments in real estate and stocks, within and outside Pakistan While the younger creed looks after business, the elder Alams give time to their passion of playing ring leaders in the politics of the FPCCI and other business chambers The group also runs an import export entity by the name of Continental Traders, besides having recently set sails for investment in media too Shahzada Alam gained more recognition when he went out airing strong resentment against the involvement of business institutions in country s politics The Alams are an eminent Chinioti family in business for the last 150 odd years, known more for dominance in leather sector COMPASS is the name of the philanthropic school for retarded and disabled children which the Alams operate in Gulberg Lahore sans any external assistance.23 The Guard Group. The 87-year old Malik Shafi, decorated with Pakistan s highest civil award, still looks after numerous business entities with complete vigour Eldest of his four sons is the former LCCI FPCCI President lftikhar Malik who is also the sitting Chairman of Pak-US Business Council The Guard Group deals in automotive parts, filters, brake fluids and other vi tal accessories of motor vehicles The group has enjoyed monopoly in this business since 1959, when the government servant turned magnate Malik Shaft decided to enter business Guard Rice, one of the largest exporters of this community around the world, is being run by Shafis youngest son Shahzad Matte who is also holding the slot of Lahore Chamber s Vice President The other two Maliks-Waqar and Shahbaz control the technical sides of their family business, apart from keeping an eye on this group s real estate agricultural land holdings Maliks are an Arain Punjabi family that also runs a few free hospitals and dispensaries Malik lftikhar however, is keener with his hobby to be in limelight all the time and is perhaps Pakistan s most photographed tycoon While people refrain from coming under camera when they grow in stature, Malik loves operating a Lahore-Islamabad shuttle service to sit next to anyone who is ruling But then he delivers when needed.24 The Ejaz Group. This establishment owns country s largest knitwear-cum-dyeing facility at Lahore More than half a dozen textile units of Ejaz Group are being run by yet another chinioti scion Mian Gohar Ejaz, son of late Senator Sheikh Ejaz Gohar held the reins of this group very much during his college days when Sheikh Ejaz left for his heavenly abode after protracted illness that lasted months Gohar is now a noted policy maker at both Federal and Provincial Textile Boards He is one of the Boards of Governors at the Punjab institute of Cardiology Lahore People started paying a heed to his leadership abilities in 1997, when he took on the APTMA grey-heads convincingly during the 1997 annual polls and narrowly lost to his opponent in fight for the top slot Gohar then had led a rebellion comprising promising youth from renowned textile families Against the hegemony of stalwarts including the likes of Messrs Tariq Saigol, Mansha and Jahengir Elahi etc His younger brother Mian Faisal Ejaz is the son-in-law of Shahzada Alam Monn oo He is yet another investor in mutual funds and real estate, though relies more on his obsession i e the textiles and his passion which is value-addition in this sector The services Gohar has rendered for creating awareness with reference to value-addition are certainly quite meritrions.25 The Tabani Family. The Tabanis are also deemed as one of the biggest groups associated with manufacturing, trade, export and import business They are one of the few Pakistani industrialists holding massive stakes in Central Asian Republics They own Pakistan s first private airline-Aero Asia Yaqoob Tabani is this group s chairman The fields of Tabanis businesses include counter trade and barter transactions, textiles, fashion garments, leather, tourism, automobiles, shipping, power generation, oil and gas, metals, chemicals, fertilizers, cigarettes, cement and medicines Tabanis have wings stretched everywhere You name a business field and Tabanis are there But despite all the clout it enjoys at the t op levels, the family opts to remain modest Ashraf Tabani, an elder Tabani, has served Sindh s Governor, Provincial Minister of Finance, Industries, Excise and Taxation between 1981 and 1984 He was appointed Honorary Administrator of the FPCCI during the 1971-1973 periods soon after Bhutto s Nationalization Ashraf Tabani has also served as Chairman Employers Federation Pakistan, President Silk and Rayon Mills Association and former Chairman of Industrial Development Bank of Pakistan s Board of Directors They are a leading Memon family, also engaged in funding various public welfare schemes Though scandals can confront any industrial establishment of this size, Tabanis have been fairly lucky in evading them.26 The Tapal Group. Is headed by Aftab Tapal The group s success in tea business has astounded many The journey of Tapal s remarkable success is the combined harvest of three generations of this family In 1947, Tapal started out as a family concern under the supervision of Adam Ali Ta pal Faced with tough competition from very well known tea brands in the market, the Tapals dispelled the common impression that their capital base would soon be eroded The company grew under Faizullah Tapal, whose son Aftab today brings a lot of innovation and marketing vision to make Tapal a household name After having lived abroad, Aftab rushed hack home with flourishing ideas and introduced new concepts in the commodity that was first sold at Thomas Garway s Coffee House in London in 1657 Equipped with latest state-of-the art blending and tea-mixing paraphernalia Tapal is today Pakistan largest tea company as its consumption runs into millions of cups every month, according to an estimate by this company s marketing division In December 1997, Tapal Tea became the first Pakistani of its kind to have attained the ISO-9001 certification Tapals are also known to have stakes in power generation business But their tea makes the Tapals known to all The group claims nearly 1 4 million cups of tea in Pakistan are made of Tapal every hour.27 The Atlas Group. This group was founded by Yousaf Sherazi, a former Income Tax official and journalist in 1962 with a capital of Rs 03 million only The first company set by the Atlas Group was Sherazi Investments Pvt Limited and since then, there is no looking back The East Pakistan tragedy, however, nearly crippled Sherazi but he never lost hope and went out forming numerous joint ventures with leading Japanese concerns like Honda Atlas-Honda today is a name to reckon with in country s engineering sector and associated with this just one name are hundreds of vendors He holds stakes in insurance, financial services, information technology, leasing, warehouses, office equipment, motor cars and motorcycle-assembling units, besides running a renowned firm that manufactures batteries Sherazi owns the Atlas Investment Bank too The Federal Budget 2004-05 is perhaps the only budget in country s history that has hit the very influential car man ufacturers on the head, otherwise people like Yousaf Sherazi have always managed to dictate terms where it matters The Atlas Group owns no less than seven companies quoted on the stock exchanges of Pakistan The group s assets are believed to have touched the Rs 15 billion mark and so have the sales.28 The Abid Group. Is run by Sheikh Abid Hussain alias Seth Abid He is one of the most resourceful developers builders in the country owning vast stretches of land in major cities On this land worth many billion of rupees, Seth has constructed residential schemes under the brand name of Green Fort Seth came into this business after decades of notoriety as being one of the spearheads in cross-border smuggling While many remember Seth for his allegedly illegal trading stints, a lot of informed circles still say with conviction that he, along with and former Premier Bhutto, was the brain behind the success of Pakistan s nuclear programme About three dozen of Seth s very close relatives, friends and nephews are members of country s bourses and for many years now, the Seth Abid group assumes the role of king-makers during the annual polls of these stock exchanges He is a leading investor in stocks, metals and currency but what gives him immense pleasure is his philanthropic institution Hamza Foundation that he sponsors for the welfare of deaf and dumb children Pakistan has not had a single ruler, politician, bureaucrat or Army General who doesn t know the Seth who is more of a myth for most The Seth, throughout his life, has avoided publicity-a fact known to most journalists.29 The Sheikhani Family. They are one of the most reputed land developers in the country The Sheikhani, although not a very big industrial establishment by any means, are led by Abu Bakar Sheikhani The Sheikhanis are famous for their construction and land development-related errands Abu Bakar is deemed to be one of the largest investors in real estate trade at Gwadar Port He has all the right connections tha t are required to be in such business Despite being well known to the national political circles, the man in street knew more of him during March April 1991 when he surfaced as the single largest contributor to then Premier Nawaz Sharif s Debt Retirement Fund with a donation of Rs 450 million Today, his adversaries dub him a land mafia man, alleging him for selling his Gwadar land at only 4000 per acre only to senior Army officials while the same was being sold at 2,50,000 per acre to ordinary investors But that is the way Sheikhani runs his vast land construction empire Accusations don t disturb Sheikhani, who according to many large developers is a man who has managed to create tremendous impression in land business The rumours of his landing in any Pakistani City for land acquisition purposes, helps the price of real estate surge unprecedently overnight.30 The Dadabhoy Group. Abdul Ghani Dadabhoy was the founder of Dadabhoy group, starting in trade and branching off into the construc tion business The group has a big share of cement market in Southern Pakistan Memons by clan, Dadabhoys are closely related to the Bawanies Abdul Ghani Dadabhoy had five sons and two daughters, namely Noor Mohammad Dadabhoy, Mohammad Farooq Dadabhoy, Mohammad Hussain Dadabhoy, Abdullah Hussain Dada Bhoy and Ghulam Mohammad Dadabhoy Daughters are Mrs Mehrunisa Jaffer and Mrs Zaibunisa Tanveer This Group has massive investments in cement, energy, construction, leasing, polyester, banking and insurance etc Dadabhoys are seasoned campaigners and perhaps do not like being brought into any sort of reckoning like the Habibs Despite being a formidable business entity, this family is deemed to be extremely reluctant throughout its history, when it comes to flashing headlines, but mind you these unassuming Dadabhoys are still news-worthy Any good day, you might hear them doing something new Stock pundits know a lot more about their past stints at the country s bourses.31 The Bahria Town Pvt Limi ted. Malik Riaz Hussain heads the massive project which is currently developing state-of-the-art schemes in Lahore and Rawalpindi Islamabad Though Malik Riaz may not be having a very renowned name in business circles, fact has it that the value of his land-holdings both within outside Pakistan amounts dozens of billions of rupees Emerging out of the blue, this developer has reportedly developed tremendous connections where it matters in Pakistan-One of the few reasons why his constructed projects get completed in time without hindrance Whether he has gifted bungalows free of cost of country s bigwigs or offered them at highly concessional rates, the reality on the ground is that Malik has managed to mesmerize most through his generous wallet Possessing no convincing financial background, Malik Riaz is known to have been benefited immensely-courtesy patronage of former Pakistan Navy chief admiral retired Mansoor ul Haq Others say both Malik and the admiral had stuck a 200,000 deal but th e man behind the Bahria Town is least moved and irrespective of who is in power he continues to build house after house-swelling his wealth And then he is happy being a sponsor for many-welfare parties held under patronage of the ruling elite.32 Adamjee Group. The seed of the formidable Adamjee Empire was sown by Haji DAwood in 1896 by establishing a commodity trading company His son Sir Adeamjee, Haji Dawood went out building a match factory, second largest of its kind then, in 1923 at Rangoon Burma By 1947 Adamjee Group wan the biggest exporter of jute from Calcutta During Bhutto s nationalization, they lost the Muslim Commercial Bank stakes in the Mohammadi Steamship Company, leaving then with only Adamjee sugar Mills and Adamjee Cotton Mills, Karachi Toda, they own the KSB pumps, besides having poured money in paper flooring, diesel engineering, construction centre, garments, general trading, insurance and chemicals etc one of the biggest names in 1970 s, the Adamjee some-how failed to keep hold on Pakistan s largest insurance companies The Adamjee Insurance Company is one of them, which still has around 70 of country s total insurance business is the most internationally reputed and accepted Pakistani company of its kind.33 Jahangir Siddiqui Co. This firm has floated ABAMCO which is perhaps the largest mutual fund in Pakistan s capital market arena The firm offers full financial services in the securities industry ABAMCO is a joit venture among major Pakistani and foreign institutions including International Financial Corporation IFC headquartered in Washington Muslim Commercial Bank, Saudi Pak Commercial Bank Messrs AMVESCAP, which is a British company created through the merger of the AIM Management Group with and into a subsidiary of INVESCO which is one of the largest asset managers on the globe having assets worth approximately 348 billion under its direct management While the Munawwar Aslam Siddiqui is the Chairman of this apex capital market operator, Naja m Ali sits in the Chairman s office of the Jahengir Siddiqui and company The Pakistan Credit Rating Agency PCRA has awarded heartening long and short term ratings to this concern ABAMCO was incorporated in 1995 ABAMCO is the first asset management company in the private sector in the country MCB, with a deposit base in excess of Rs 182 billion operating with a network of 257 on-line branches too has played a major role in ABAMCO s success.34 THE Din Group. The group is headed by former president of FPCCI and that of the Karachi Gymkhana He is vice chairman of Muslim Commercial Bank din Group is engaged in textiles and leather business mainly, though this Chinoti family has also made massive investments in real estates and stock business has been active in few political tenures too, as the former two-time prime minister Benazir Bhutto had appointed him Minister of state along with Mian Habibullah, another Chinoti who has headed the FPCCI too Though people still remember Habibullah as hav ing served as Chairman Export Promotion Bureau during Benazir Bhutto s regime, they tend to forget that time had come when Muneer also shared EPB s Fairs and Exhibition Division with son is a key figure at APTMA Punjab Zone He is a busy bee in business politics Despite hectic life schedule, he still manages to take time out and play an active role at prime business bodies in one way or the has a visible instinct to be district-a passion that has helped him rise to all heights At Din Textiles, the entrepreneurs have strived to produce nearly 1000 shades by mixing dyed cotton.35 The Adil Group. Mian Adil Mehmood, who is married to Mian Mansha s niece, is in textiles business mainly, but what has actually helped him climb the ladder of fame and respect, have been his untiring efforts to resolve the problems of bank defaulters under Governor State Bank of Pakistan, in collaboration with country s Development Financial Institutions DFIs all of which has resulted in revival of sick induxtries Both defaulters banks appear indebted to Adil as he has visibly save one party from a possible action other from spending millions of rupees on lenghthy litigation Along with Mian Usman, Adil was appointed member Governor SBP, s Dispute Resolution Committee on Defaulted Loans in 2001 and since then he has been flying between Lahore Karachi to provide respite to some 700 defaulters meaning thereby that he has been catalyst in helping banks recover billions of rupees from their stuck up credits Adil is also senior Vice Chairman APTMA Punjab zone By vitue of the honorary slots he holds, this Chinoti magnate has been one of the most sought after businessman in the country of late, despite him chanting the merit slogan Like most of his contemporaries, he too has excelled in philanthropic services Free eye-treatment is what his charity specialises in.36 Chenab Group. Mian Muhammad Latif supervises this group along with his brother Mian Ashfaque - a legislator in the National Assembly of Pakis tan Founded in 1975, Chenab Limited set up its first fashion outlet Chen One Chen One has seven outlets throughout Pakistan After establishing its retail chain stores in various cities of Saudi Arabia, the group is now planning to establish its new retail chains in Bahrain, UA E, Qatar, Kuwait and Central Asian Republics While Chenab Group is an eight-time Export Trophy winner, its Chief Mian Latif has won the Businessman of the Year award on four different occasions from various business bodies Chenab is principally engaged in manufacture and distribution of clothing, furniture goods, including non-iron suit, quilt cover and curtains etc Chenab processes 50 million square metres fabric weaving and 75 million square metres fabric dyeing every year and has established a global sales network spanning across five continents Chenab is licensed to the Swedish Texcote Technology in the manufacturing and sale of textile materials, garments and textile house-hold goods In August 2003, the Chen ab Group signed a Rs 900 million loan facility with the National Bank of Pakistan The group s textile products have been awarded the Oekotex 100 accreditation.37 Sitara Group. Started its activity with textile weaving as early as 1956, under brothers Haji Abdul Ghafoor and Haji Bashir Ahmed It is now its textile cloth finishing and processing, textile spinning, chlor-alkali sector and in power generation The units owned by this establishment include Sitara Chemicals, Sitara Chemicals Textile Division 1 and Sitara Chemicals Textile Division 11 , Sitara Textiles, Sitara Energy and Yasir Spinning The charities being managed under the aegis of Sitara group are Aziz Fatima Hospital, Ghafoor Bashir Children Hospital and Aziz Fatima Girls School Sitara s name with the industrial City of Faisalabad is synonymous They are the decades-old veterans in business, who have excelled in leaps and bounds At their units, the owners of Sitara use technology imported from Japan, UK and Germany and are expo rt leaders in bedding and fabric collection to South America, USA, Canada, New Zealand and Europe Their textile divisions together operate at strength of 33,984 spindles The Sitara group, to a common man, is more famous for its lawn brands like Sitara Sapna and Mughal-e-Azam The men at helm of affairs in Sitara hardly believe in setting up dozens of units, of which they are otherwise very much capable of.38 The Colony Group. Mian Muhammad lsmaeel Sheikh, who laid the foundation stone of this group, set up his first factory in 1898, first flour mill in 1908, taking Colony Group s total tally to 14 ginning factories and 4 flour mills by 1947 The group suffered heavily during Zulfiqar Bhutto s nationalization and it was left only with a few textile mills, flour mills and ginning factories Though Sheikh Ismaeel s heirs could not manage to take Colony s name to the top, they have had an excellent time But despite their share of hard luck, Colony Group s owners that still run some jute, texti le and financial companies Colony Textile Mills was the first unit of its kind to go into operation in independent Pakistan Ismaeel Sheikh s sons Aziz, Naseer, Farooq and Mughis have also been active in politics They once owned equities in newspaper and a few of them even went out contesting elections in 1970 These Colony people, many thought, could have scaled far more greater heights, because the kind of start they had in business falls in the lap of very lucky people only.39 Arif Habib Securities. This company is owned by Chairman Karachi Stock Exchange KSE Arif Habib It is one of the largest brokerage operations on the bourse One of its subsidiaries-Arif Habib Investment Management Limited-specialises in mutual funds By 2001, this concern was listed on all the three stock exchanges Since its inception, Arif Habib Securities has been one of the best-performing and most profitable brokerage houses in the country, helping its net profit jump to Rs 751 9 million by almost 200 At the sam e time, the overall capital base of this firm had almost doubled to Rs 1415 1 million till 2003 Recently, Arif went out slating the imposition of 0 1 per cent Capital Value Tax on turnover and managed to get it slashed through negotiations with the government Operating with numerous high-worth clients, Arif Habib has won it all through the reputation and connections he has managed to build since 1989 Arif s success is also attributed to the generous per centage of cash dividend and bonus issues that he believes in announcing regularly The company s assets had surged from Rs 73 54 million in 1997-98 to Rs 2178 95 million by 2002-03, while earning per share had soared from 3 72 to 12532 during the same corresponding period. Kassim Dada, hails from a 19th Century Memon business family known to have possessed the vision of international trade when most of their contemporaries were rather nave on this count This family had offices in Burma, South Africa and countries of the Far-East long bef ore 1940 Dadas, have held decisive positions at the Karachi Stock Exchange and own shares of various Pakistani and foreign monopolies without creating any hype Kassim Dada s family is known to have held major local equity in multinationals like Glaxo SmithKline, Brook Bond and Berger Paints, besides being the sponsoring directors of Messrs Hyderabad Electronics, Automotive Battery Limited and Interfund Bank etc Kassim Dada is one of the few Pakistani Tycoons who used to fly on private planes from Karachi to his cement plants in Hyderabad It was this family which had hired Mahatama Gandhi as a solicitor in 1890 to contest a business case in South Africa Dada, was once a symbol of wealth. 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At least 22 people were killed and more than 40 injured when two passenger trains collided Thursday morning near Karachi s Landi Railway Station, officials said. Divisional Sup erintendent DS Railway Nasir Nazeer said up to 60 people could be injured in the accident, adding that there could have been up to 1,000 passengers in both trains. People look for victims in the wreckage of the trains in Karachi AP. Officials said rescuers armed with metal-cutting equipment and heavy cranes had managed to pull all the passengers from the twisted wreckage No one is left inside, Ijaz Ahmad Khan, a Karachi administrative official, told reporters at the scene. Adviser to Sindh Chief Minister on Labour Senator Saeed Ghani said that railway officials gave a green signal to the train coming from behind by mistake, and it went on to hit the train at rest. Nazeer said that an inquiry has been launched into the cause of the accident. Witnesses described watching in horror as Zakaria Express from Multan rammed into Fareed Express from Lahore, which was parked there, with the roar of the crash swiftly followed by the screams of people trapped inside. At least two carriages from the trai ns overturned due to the collision TV footage showed the trains had suffered heavy damage. The train operation came to a complete halt after the accident. Drivers ignored signals Saad Rafique. Federal Minister for Railways Khawaja Saad Rafique pointed to the negligence of the driver and assistant driver of the train coming from behind as possible cause for the incident. He said the drivers were first shown a yellow signal an indication to slow down followed by a red signal, the SOP of which is stop the train dead for a minute and then proceed very slowly. He said the drivers ignored both signals, which apparently led to the collision. Volunteers remove an injured passenger from the train AP. Both the driver and assistant driver of the train are missing, the minister said, adding that a search is on find them An initial report into the incident will be presented in the next 72 hours, he said. Rafique said one track of the accident site has been restored, while the restoration of the other will take some time. Financial assistance can never be a replacement for human life, he said, while announcing a compensation of Rs1 5 million for the family of each killed and Rs350,000 for the injured. He said negligence of some irresponsible officials appeared to be cause of the incident because the railway s signalling system was working totally fine. The minister earlier said an independent inquiry will be held to hold accountable those responsible for the incident. Please help me, I am dying. Many people were rushed to Jinnah Hospital, where an AFP reporter described horrifying scenes as the injured lay screaming and crying while medics rushed to help them. I am dying, I am dying, please, please, I am dying, cried Abdul Ghaffar, 55, as doctors tried to move his legs and hands. He appeared to have multiple injuries, while his children and wife were also wounded and lay on beds nearby. Other victims appeared too stunned to talk Many had head and foot injuries, and at least one man had his leg a mputated below the knee. Factory worker Ajab Gul told AFP he was on his way to work when the accident occurred. Suddenly another train came speeding in and smashed into the parked train, he said, describing the sound of the crash as huge. Rescuers workers use heavy machinery on the car of a train Reuters. There were clouds of dust and smog After that we heard screams People inside the collided trains were screaming and crying. Onlookers rushed to their aid, he said, adding that he had helped pull 17 people, including women and children, from the wreckage. Train accidents are common in Pakistan, which inherited thousands of kilometres of track and trains from former colonial power, Britain. The railways have seen decades of decline due to corruption, mismanagement and lack of investment. Earlier in September, four people were killed as a passenger train collided with a goods train near Multan. Last November, 19 people were killed in Baluchistan after a train s brakes failed and it sped down the side of a mountain. In July 2015, at least 17 people were killed when a special military train fell into a canal after a bridge partially collapsedments 99 Closed. Islamabad Calling Nov 03, 2016 11 05am. Saad Rafique s Resignation is not a solution That will be a symbolic gesture which, in fact, will BENE FIT the incumbent party the next person may as well be as incompetent seek ways to improve the system let us ask for transparency. will the ministry of railways make the inquiry report of all the accidents that have taken place during the past 8 years public are they willing to share, the implementation status of the recommendations of the report. syed wasim haider Nov 03, 2016 11 09am. Karachi is not a no go area for the railway minister 19 personmay be not enough for his presence signalling sytem is the most basic and sensitive aspect in railways very poor performance in keeping the signalling system in a better ns ask rafique to resign. SAM Nov 03, 2016 11 10am. sorry for the lost of lives The only thing we can hope is that in future these kind of accident don t occur 5 billon funds provided by china for revamping Pakistan railways will make things better for our people. Hameed Nov 03, 2016 02 12pm. We have bridges over 500 years old and still being used, some of our bridges date back to t he Roman times over 2000 years old but we look after them Maintenance never stops its irrelevant who built the bridges and when if you as a people don t care and want the British to come back and maintain your bridges and infrastructure then it s sad You are a Stan country of Turkic origin follow your brothers and follow the Turkish example and stand up on your own two feet and stop begging for outside money and help You can build your country yourselves but not by sitting at home and complaining Turkey can help you but you must do it yourselves People are resigned to accepting poor infrastructure why Do something about it everything is in your own hands not the Chinese or the Americans but your own hands to rebuild your country how you want it. humble Nov 03, 2016 02 22pm. Train drivers missing is it a joke they should be caught asap and be brought in the court of law and anyone found guilty should be given deserving punishment. jujuj Nov 03, 2016 04 57pm. It is not Minister, driver, assi stant driver or signal man s fault Infrastructure needs upgrading and that is missing. Rest is all warped up stories, yellow, red, ignoring and blah blah blah. Minister starts giving cause of accident before checking Computer records of signals, may be the whole system is of baba aadam ke jamane ka, no computerisation, still manual records. Iqbal rangoonwala Nov 03, 2016 05 28pm. This is pakistan corruption on top of list. yousaf Nov 03, 2016 05 31pm. railways accidents became a routine now It is third in three months i e one big accident per month Very sad situation All due to no proper check and balance system Minister is busy against IK. A Hashmi Nov 03, 2016 05 48pm. God forbid this has become an everyday news People die, politicians losers visit hospitals for photo opportunity, ministers assure of prompt investigation, two days later another breaking news makes its way and this tragedy is left on a back burner and we move on For how long will it continue like this Is there any hope left i n this country. I have a firm belief that we are now rotten to the core An absolute sorry state of affairs. Aurora Nov 03, 2016 06 08pm. How many trains run per hour on these tracks that controllers became too busy to give RED in advance to the approaching train that hit the stationary train from behind Even if it was a duty change time at the controls, as since morning the exact time of accident is not mentioned even in the news report there seems a negligence on the part of controls all in this section route PR may not be running more than 50 trains DAY assuming the state of railways in Pakistan that PR is able to run not more than 150 160 trains per day Why blame drivers They may be taking these trains to destinations from the last 10 20 years RIP poor untimely death has occur ed on account of worlds most inefficient rail operating system. LHA Nov 03, 2016 06 32pm. Only Railways Minister till date to resign on moral grounds due an accident was Haji Zafar Laghari of PPP. Faisal Hamid Nov 0 3, 2016 06 57pm. This is a sad news, may God rest all the departed souls in peace and help those who are injured When ever such incidents took place in our country, the minister s responded in a similar manner, which is not a positive response Responsible person is always identified at the very bottom level We are living in such a system, where you can t expect anything else, such as POSITIVE Minister SAHAB must have contacted the head of that station through his resources, and that head of the station must be riding on some other person s head That is why no body set responsible the operations head for such incident, and that is why our system is not improving besides we have SOP s everywhere. Khan USA Nov 03, 2016 07 11pm. Minister for Railways should resign over recent rail accidents causing huge human losses Shameless government. From USA, Ph D Nov 03, 2016 07 25pm. Islamabad Calling I DO NOT KNOW WHY EVERYTHING IS APPEARING IN ALL CAPS Because your CAPS LOCK is on. Abdullah Nov 04, 2016 12 39am. Our politicians are busy in politics and absolutely not in serving people In fact we are fool who expect good things from these money makers Khawaja Saad is so much busy in make statements related to ik where he should bring reforms to improve his dept He said, driver didn t obeyed the signal that resulted into collapse The fool do not understand brining the right drivers who obey the commandments is also his duty The only issue is, these idiots know that there would be no loss or punishment to them So they come and enjoy the funds and do nothing People are asking he should resign, the matter of fact is, he should be hanged on mismanagement or should be sent prison for whole life Only then, rest would start doing good stuff We would keep suffering until we start doing this Yes, it would take time But we all should equip ourselves with right knowledge and wi sdom so that we can do better when time come Prepare urself. From USA, Ph D Nov 04, 2016 03 30am. Adviser to Sindh Chief Minister on Labour Senator Saeed Ghani said that railway officials gave a green signal to the train coming from behind by mistake, and it went on to hit the train at rest Federal Minister for Railways Khawaja Saad Rafique pointed to the negligence of the driver and assistant driver of the train coming from behind as possible cause for the incident He said the drivers were first shown a yellow signal an indication to slow down followed by a red signal, the SOP of which is stop the train dead for a minute and then proceed very slowly Is it not prudent for the officials to discuss among themselves what to say before issuing statements. nawaz Nov 04, 2016 11 48am. Driver was working the train from Rohri Why he didn t neglect signal in the entire journey And neglect red signal at point when another train was stationary infront Its a total failure of signaling system Khawaja s aad had said that red signal was given, Is khwaja saad was sitting there to observe wether it is red or green Drivers are found to be guilty because they don t have proof whether signal was green or Red.

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